Salary after tax calculator for Spain (2026)

Take-home pay on €1,000 a month in Spain

Take-home pay a month: €935; After income tax and social contributions
Take-home pay a year: €11,220; After income tax and social contributions
Total deductions: 6.5%; of your gross pay goes to tax and contributions
If you earn €100 more: €94; more take-home pay

Your deductions

Gross pay, deductions and net pay, per year and per month
Item	Per year	Per month
Gross pay	€12,000	€1,000
Income tax (state share)IRPF – cuota estatal	€0	€0
Income tax (Community of Madrid share)IRPF – cuota autonómica	€0	€0
Pension and sickness insuranceContingencias comunes	−€564	−€47
Unemployment insuranceDesempleo	−€186	−€16
Vocational trainingFormación profesional	−€12	−€1
Pension reserve levyMecanismo de Equidad Intergeneracional (MEI)	−€18	−€2
Total deductions	−€780	−€65
Take-home pay	€11,220	€935

What your employer pays

Employer contributions on top of the gross pay, per year and per month
Contribution	Per year	Per month
Pension and sickness insuranceContingencias comunes	€2,832	€236
Unemployment insuranceDesempleo	€660	€55
Wage guarantee fundFondo de Garantía Salarial (FOGASA)	€24	€2
Vocational trainingFormación profesional	€72	€6
Pension reserve levyMecanismo de Equidad Intergeneracional (MEI)	€90	€8
Work accident insurance (IT sector rate)Accidentes de trabajo y enfermedades profesionales (AT/EP)	€180	€15
Total cost to the employer	€15,858	€1,322

About this estimate (2026 rules, checked 15 October 2026)

Assumptions

Single, no children, no disability, under 65, resident in Spain all year, no other income
Income tax is the yearly tax due on the return, not the monthly withholding on payslips
No regional deductions that depend on personal circumstances (age, rent, children, donations…)
Some regions offer deductions for people who move there; they are not included
Employee on a permanent contract under the general Social Security scheme, working all of the tax year
Pay spread evenly over the year (extra payments prorated), at or above the minimum contribution base of the job group
Employer cost includes the work-accident premium for programming and IT consultancy (CNAE 62, 1.50%)

Sources

This is an estimate under the 2026 rules, not tax advice. Your actual pay depends on your personal situation (family, other income, deductions you claim); check the official sources listed here or ask a tax adviser.